Every homeowner’s heart & soul is always in his house. It’s here that he lives with his family and comes together with them, his friends, and relatives to unwind and rejuvenate himself. No wonder then that he takes pride in his house and wants to protect it.
At Alteri Insurance, we understand your sentiments and assist you to find the right house insurance in Calgary for your house and its contents. Our experienced staff asks you the right questions to review your personal needs and offer you the best rates and options that are available for your situation by comparing quotes from various insurance companies.
Ehsan Rasul is an experienced Home insurance advisor in Calgary and as most home insurances policies are not straightforward, they guide you through each step of the journey so that you are able to carefully select a coverage that does not leave you with surprises, and yet, provides you the best possible rates.
We work in Calgary and throughout Alberta and have clients in the following regions:
Southern Alberta & area
Central Alberta & area
Northern Alberta & area
Why is home insurance needed?
Your house is at risk from fire, water damage, hail storms, and theft. In the case of an unexpected event, would you be able to undertake repairs to your home, or rebuild it if total replacement was required? It is here that a comprehensive home insurance policy guards you against the unexpected.
Items covered under home insurance:
Most home insurance companies in Calgary offer these basic coverages:
Your home insurance covers damages of the physical structure of your home including the roof, foundation, flooring, windows, doors, and the structures attached to your house, for example, a garage.
Certain insurance policies also cover your belongings such as appliances, furniture, electronics, etc.
Some home insurance policies also cover guest houses, sheds, gazebos, etc. that are detached.
Additional Living Expenses
In the event that your home is under repair, some insurance policies also cover your living and maintenance expenses such as hotel fees, food bills, and storage costs.
Items not covered under home insurance
Standard home insurance policies typically exclude the following covers:
Overland Water Coverage
Damages caused by overland floods as a result of heavy rains and rapid snowmelts.
Landslides & earthquakes
Damages caused by landslides and earthquakes.
Damages to your home caused by mold.
Damages to your home caused by termites, ants, moths, and pests.
Frozen water pipes
Unless you are able to prove that damages from frozen pipes are not because of any fault of yours.
Wear & tear
These damages are excluded as regular wear & tear is preventable with due care & maintenance.
If you are looking for house insurance in Calgary, then call us today to get a personalized competitive house insurance quote in Calgary. Our friendly insurance advisor in Calgary is ready to help and answer all your questions. Home insurance is the most significant aspect of homeownership, so don’t give it a second thought.