Best Home insurance rates in Calgary

Every homeowner’s heart & soul is always in his house. It’s here that he lives with his family and comes together with them, his friends, and relatives to unwind and rejuvenate himself. No wonder then that he takes pride in his house and wants to protect it.

At Alteri Insurance, we understand your sentiments and assist you to find the right house insurance in Calgary for your house and its contents. Our experienced staff asks you the right questions to review your personal needs and offer you the best rates and options that are available for your situation by comparing quotes from various insurance companies.

Ehsan Rasul is an experienced Home insurance advisor in Calgary and as most home insurances policies are not straightforward, they guide you through each step of the journey so that you are able to carefully select a coverage that does not leave you with surprises, and yet, provides you the best possible rates.

We work in Calgary and throughout Alberta and have clients in the following regions:

Calgary Alberta
Edmonton Alberta
Southern Alberta & area
Central Alberta & area
Northern Alberta & area
Why is home insurance needed?

Your house is at risk from fire, water damage, hail storms, and theft. In the case of an unexpected event, would you be able to undertake repairs to your home, or rebuild it if total replacement was required? It is here that a comprehensive home insurance policy guards you against the unexpected.

Items covered under home insurance:

Most home insurance companies in Calgary offer these basic coverages:

Dwelling

Your home insurance covers damages of the physical structure of your home including the roof, foundation, flooring, windows, doors, and the structures attached to your house, for example, a garage.

Personal Property

Certain insurance policies also cover your belongings such as appliances, furniture, electronics, etc.

Detached Structures

Some home insurance policies also cover guest houses, sheds, gazebos, etc. that are detached.

Additional Living Expenses

In the event that your home is under repair, some insurance policies also cover your living and maintenance expenses such as hotel fees, food bills, and storage costs.

Items not covered under home insurance

Standard home insurance policies typically exclude the following covers:

Overland Water Coverage

Damages caused by overland floods as a result of heavy rains and rapid snowmelts.

Landslides & earthquakes

Damages caused by landslides and earthquakes.

Mold

Damages to your home caused by mold.

Pest damage

Damages to your home caused by termites, ants, moths, and pests.

Frozen water pipes

Unless you are able to prove that damages from frozen pipes are not because of any fault of yours.

Wear & tear

These damages are excluded as regular wear & tear is preventable with due care & maintenance.

If you are looking for house insurance in Calgary, then call us today to get a personalized competitive house insurance quote in Calgary. Our friendly insurance advisor in Calgary is ready to help and answer all your questions. Home insurance is the most significant aspect of homeownership, so don’t give it a second thought.